Our Approach
If approached, Skyline will offer a blend of distinct financing terms to farmers, in a similar fashion to that of competing financial institutions. In addition to providing debt financing so that farmers may acquire land, Skyline will offer farmers the ability to hedge both their interest rate and land exposure risk. By doing so, a farmer's overall risk profile is greatly reduced, allowing them to borrow more and acquire more acres than they could by utilizing traditional financing sources.
Farmers have the option to accept the terms offered by Skyline or pursue other forms of financing, making Skyline’s business 100% reliant on retaining the support and business of the farming community. Skyline will not purchase farmland and, like other financial institutions, will not directly influence farmland valuations.
Skyline has no intentions of owning, operating or having any control over Saskatchewan farmland. The Company’s intentions are to assist in financing the next generation of farmers and, as it relates to Saskatchewan, to ensure Canadians continue to own and operate the farmland as the intergenerational land transfer unfolds over the next decade.
In structuring itself, Skyline paid very close attention to the Government’s “Saskatchewan Plan for Growth – Vision 2020 and Beyond”, primarily to ensure that its business activities are aligned with and help foster the Province’s fulfillment of the six core growth activities outlined in this business plan. Specifically, as it relates to the Agricultural sector, we believe that Skyline’s financing activities should have a positive material impact to crop production, agricultural exports, overall sector revenues, and in retaining and attracting quality farmers to the province. In addition, a multitude of other benefits aligned with the Government’s six core growth activities will be achieved.